FAQ

What is credit repair

Almost every American adult has a report that covers their entire credit history. Negative Items on your credit report can hinder your ability to take out loans or new lines of credit. They can even limit your employment opportunities. Even if the information is outdated or inaccurate, those negative items don’t go away by themselves. Credit repair companies like SPP Management Services clean up those negative items. We help you through the process of removing, addressing, or correcting credit problems. We help clear the path to new and improve credit history.

Will the collection account come back on my credit report?

Our dispute team is very proficient and take extra precautions to make sure such a thing doesn’t occur. However in a rare event this happens you will not be charge for the removal.

Restrictions on number of items disputed?

No we dispute as many items per dispute round to ensure we graduate you out the program at a much faster pace. Our unique process is designed to deliver results in an expeditious manner.

How can I get a copy of my credit reports from all 3 major credit bureaus for free?

The fastest and easiest way to obtain a copy of your credit report from all 3- bureaus for free is by visiting (IDCLUB)

What is a (free discovery call)?

It's a call where we ask you some questions about you and if it sounds like we can help, and if it sounds like we’re a good fit, we’ll proceed to the next process on repairing your credit. Also on the call we offer a free credit analysis.

How long will this take?

Because credit repair depends on a variety of factors, the time frame will vary. On average, clients are satisfied with the results within four- six months. Reminder credit repair is a process and not an overnight “quick fix”.

How much will this cost?

(first-work fee of $249) is billed after client review and setup is conducted. After that You only pay for the items that are removed from your credit report. No contracts Cancel Anytime!